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BLACKROCK
FXM Funding · Risk Intelligence
Investor Preview · v0.4

Blackrock — A Living Risk Brain, Not a Rulebook.

One continuous trust score per trader. Every capital decision FXM makes draws from the same intelligence.

Single Trader · Continuous Intelligence
Live
Decision QualityProcess ConsistencyRegime AwarenessRule RespectTRUST73.4CHALLENGE PHASEReverse-Copy Fade RatioFUNDED PHASEA-Book Mirror Ratio

Same brain, two outputs. The intelligence does not branch — only the decision it informs.

Architecture

Six layers. One nervous system.

Every trader gets a continuous trust score built from decision quality under pressure, process consistency, regime awareness, and rule-respect behavior — computed identically from Day 1 of a challenge through year three as a funded trader.

Trust Score · Trader #447173.4
Day 12 — First loss, no size increase detected.
Day 45 — Drift detected, score adjusted.

A graduated sigmoid model produces a continuous hedge percentage from 0-100%, replacing binary A-Book/B-Book decisions. In Phase 3, this upgrades to a Deep Q-Network reinforcement learning agent that optimises routing through accumulated outcome data — eliminating the misclassification cliff effect of hard thresholds.

Live Routing · Trader #338114:07:22 UTC
Trust score 74. Routed at 61% mirror allocation, up from 45% two weeks prior as behavioral consistency score improved.

No hard cutoff triggered — allocation moved smoothly as evidence accumulated.

Real-time correlation monitoring across the entire funded book. Crowding detection fires when multiple traders converge on the same instrument and direction. A Hidden Markov Model classifies current market regime — trending, ranging, high-volatility, or crisis. A regression model forecasts payout liability 30-90 days forward with confidence intervals.

Portfolio Alert · Crowding14:32 UTC
34% of funded book now net-long XAUUSD, up from 12% one hour ago. Regime classified: trending. Crowding alert issued.
Regime
Trending
Action
−15% new longs

New long allocations on XAUUSD reduced 15% pending regime confirmation.

Parameters automatically tighten before high-impact economic events — NFP, CPI, FOMC, central bank decisions. Real-time volatility surface monitoring tracks ATR, spread widening, and liquidity thinning. Event Mode activates automatically 30 minutes before a scheduled release and deactivates 30 minutes after the market stabilizes.

Event Mode · ARMEDT−28:00
NFP release in 28 minutes. Event Mode: ARMED.
New reverse-copy exposure paused across all challenge accounts. Existing positions unaffected.
Auto-deactivation scheduled T+30min post-release, pending volatility confirmation.

The only layer with zero AI. Deterministic, hardcoded, immutable rules that cannot be influenced by model output, dealer instruction, or growth objectives. Runs as an isolated service with cryptographic audit trails. When it fires, all AI routing halts and the firm enters defensive mode until manually cleared by the Head of Risk.

Governor Status · ARMEDImmutable
Hard-rule floor active. Zero AI influence on this layer. Last trigger: none in 47 days.
Deterministic · Cryptographically logged

Every rule check is cryptographically logged — audit trail available on demand.

Every decision produces a plain-English reason a human can verify instantly. Not 'the model decided' — a specific, auditable sentence naming the trader, the metrics, and the principle applied. This is what makes the system fundable and regulator-ready, not a black box.

Decision Record · 19:42:08 UTC

Reduced mirror exposure on Trader #4471 from 22% to 14% because aggregate win rate crossed 58% this week while average winner profit simultaneously crossed 7.2% — consistent with correlated trend pattern.

Auditable · Cryptographically signedblkrk-dec-0xA34F
The Industry Truth

0% of traders lose their account. Every single time.

Every prop firm on earth is built around this fact. Most just hope the losers stay losers.

FXM doesn't hope. FXM copies both sides.

Two Waves. One Engine.

Wave 1 — The Challenge

100 traders come in. FXM earns twice, immediately — the challenge fee everyone pays upfront, and the reverse-copy engine mirroring every trade in the opposite direction, live. Roughly 9 out of 10 challenge traders lose. FXM profits on that same flow before anyone knows who passes.

Revenue source: fees + reverse-copy~0% fail rate

Wave 2 — The Elite

The traders who prove themselves move into the funded phase. Here, everything flips — FXM stops fading them and starts copying them directly. Same side, same direction, riding their edge instead of betting against it.

Revenue source: direct copy~0% reach funded

Against the losers. Alongside the winners. Every stage. Automatically.

No guessing who's good. No hoping the model holds. Just capturing the statistically guaranteed outcome on one side, and genuine trading edge on the other — simultaneously, every single day.

The Safety Backbone

The Governor — Zero AI. Zero Exceptions.

Every other layer in Blackrock learns, adapts, and improves. The Governor does not. It is deterministic, hardcoded, and immutable — a fixed set of rules that no model output, dealer instruction, or growth target can override. When a hard rule fires, all AI-driven routing halts immediately and the firm enters defensive mode until manually cleared by the Head of Risk. This is not a feature. It is the floor beneath every other feature.

Hard Rules · Immutable
  • Firm daily loss limit
    Automatic safe mode
  • Total exposure cap
    Blocks new hedges
  • Per-symbol exposure cap
    Prevents concentration
  • Directional bias cap
    No one-sided book
  • Automated event mode
    No manual override in window
  • CEO-only kill switch
    Full defensive state
  • Bot detection trigger
    Flags AI-assisted challenges

Every trigger is logged with a cryptographic hash. Nothing here can be quietly changed.

Deployment

How Blackrock Actually Goes Live

Phase 1
Months 1 – 14

Data pipeline live. Not yet trusted with capital.

Not yet the primary risk control. The flat 10% A-Book mirror ratio handles risk protection structurally during this period. Blackrock's data pipeline runs continuously in the background from Day 1 — collecting every trade event, building the dataset it will need before it's trusted with a single live decision.

Mirror Ratio
10% flat
Phase 2
Month 14 →

Fully operational. Profit optimisation engine.

Blackrock goes fully operational — not as a risk shield, but as a profit optimisation engine. It identifies which funded traders have genuine, statistically repeatable edge and increases their mirror ratio above the flat 10% baseline — capturing more value from your best traders while leaving unproven traders at the protected 10% level.

Mirror Ratio
10% → 28% (top cohort)

No model is trusted with capital until it has earned that trust with data.

See it decide. Live.

Step into the risk desk. Watch trust scores move, the Cortex re-allocate, the Governor fire.

Enter Live Dashboard